If they aren’t, what are the costs? If you're likely to call mobile phones or speak to people in other countries, you might want to avoid deals that charge extra for these services. Our Uswitch ...

I have successfully negotiated everything from monthly bills like my cell phone, internet, car insurance and credit cards.

You've left the workforce and finally have time on your hands, so the remaining barrier is just the financial part.

The AARP offers a variety of discounts and benefits for seniors, while the Columbus Recreation and Parks senior program, ...