Damp In The House And How To Fix It - HomeOwners Alliance
WEBImprove ventilation (e.g open bathroom windows when showering, add a kitchen extractor fan) Remove mould from walls with a product such as HG mould spray then paint with a damp seal. Turn on or improve the heating of the property and insulate the cold walls. Repair any cracks in walls promptly.
Leasehold Vs Freehold: Differences - HomeOwners Alliance
WEBLeasehold vs freehold summarised. Freehold: You own the building and the land it stands on indefinitely. Leasehold: You own the property, not the land, and only for the length of your lease agreement with the freeholder.; Leasehold vs freehold – the different forms of home ownership
25 questions to ask when viewing/ buying a house - HomeOwners …
WEBHere’s our list of questions to ask when viewing/buying a house in 2024. These are essential questions to ask estate agents before you make an offer. 1. Why is the owner selling? One of the first questions to ask estate agents when you are looking at a property to buy, is why the owner is selling. If you’re lucky the estate agent might hint ...
Stamp duty on second homes explained - HomeOwners Alliance
WEBStamp duty applies to lease extensions just as it does to any other property purchase. But, the £125,000 threshold for standard stamp duty means most people don’t have to pay it. The issue with the stamp duty for second homes rate is that it kicks in at a much lower £40,000. Pay more for the extension, and own other properties, and you’ll ...
What is an EWS1 Form - HomeOwners Alliance
WEBThe EWS1 form, also known as an EWS1 certificate, was intended to reassure lenders so that mortgages can be offered on flats within a building that has cladding. The EWS1 form isn’t the same as a fire safety assessment of the building. It is a report for valuers and lenders conducted by a specialist fire engineer of the external wall ...
11 Documents you need to sell your house - HomeOwners Alliance
WEBIf you’re selling your house, there are several pieces of information that you’ll need to have at the ready. Proof of Identity. Property Title Deeds. Energy Performance Certificate (EPC) Copy of lease (if leasehold) Fittings and Contents Form (TA10) Property Information Form (TA6) Building Regulations Certificates. Warranties and guarantees.
Cash Buyer Explained - HomeOwners Alliance
WEBBeing a cash buyer means you can afford to buy a property outright, without a mortgage or loan. According to the UK House Price Index August 2021, nearly a third of all sales that month were cash buyers. However, the definition of what is a cash buyer is often misunderstood. A cash buyer must have the money available to purchase the property ...
Buying a second home: What you need to know - HomeOwners …
WEBYour second home is an additional property or secondary residence. You have to pay more stamp duty when you buy a second home than you pay when purchasing a primary residence. Stamp duty is payable on any property worth more than £40,000. Stamp duty rates in England and Northern Ireland from September 23, 2022.
What to look for when viewing a house - HomeOwners Alliance
WEBThe main giveaway signs of damp are a mouldy smell, flaky plaster, and watermarked walls or ceilings. It sounds obvious, but when it comes to what to look for when viewing a house, make sure you look closely near the ceiling and around the skirting boards. Another clue might be if the room has just been repainted – possibly covering any damp.
TA6 property information form explained - HomeOwners Alliance
WEBThe TA6 Property Information Form is completed by you when you’re selling your house or flat. It’s designed to give the buyer important information on the property. If you’re selling a property you will also fill in the TA10 Fittings & Contents form, which states what is included and excluded within the sale of the property.
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